Once you select us to obtain your home loan, you’ll be amazed at how quickly and simply the loan process moves. Before you know it, you’ll have a mortgage that suits your lifestyle and saves you money.
Throughout the loan-application process, we provide you with regular updates. You can also e-mail us with questions or new information. And if you want assistance, a mortgage expert who can answer questions is just a phone call away.
Here’s an overview of the loan-application process
STEP ONE — Apply Now! Getting started is easy
When you’ve selected a property and have a contract with the Seller, or you’ve decided to refinance your current loan, the next step is to complete your loan application, which can be done easily through our website. To get started, select an application from the list on the left.
At the appropriate time we’ll order a property appraisal for you.
STEP TWO — Your Loan is Approved and Funded
If you are buying a home, your Real Estate Agent or the Seller will designate an Escrow/Title Company to handle the closing of your purchase transaction, If you are refinancing your current loan, you may select the Escrow/Title Company or attorney to handle the closing of your loan. In either case, the Escrow/Title Company or attorney may also assist you with many other details to make the transaction go smoothly.
We will coordinate with the escrow team and you’ll sign the final papers at their office.
Simple, Straightforward, Cost Effective, and FAST!
©2020 1st 2nd Mortgage Company of N.J., Inc.
Licensed by the NJ Department of Banking & Insurance and other states NMLS# 115981 / NMLS# 115981 as a residential mortgage lender.
We are located at: 50 Spring Street, Cresskill, NJ 07626
Toll Free: (800) 562-6466
nmls consumer access