Licensing Information

​We’re a full-service mortgage banker with an experienced staff offering expertise in every area of mortgage lending, including purchase and refinance. We have access to a full range of mortgage sources, and our lending specialists are dedicated to finding the right loan – with competitive rates, terms, and costs – to meet your unique needs.

​We are pleased to be able to offer all of our exceptional mortgage services online. Through us, you not only have access to some of the most attractive loans available in the marketplace, but you can also review loan alternatives, and even apply for your loan, at your convenience, online – 24 hours a day.

Thank you for visiting our website. We look forward to putting our mortgage service to work for you!

1st 2nd Mortgage Company of N.J., Inc. is at 50 Spring Street. Cresskill, NJ 07626.

​1st 2nd Mortgage Company of N.J., Inc. (Unique Identifier 115981) is licensed by:

1st 2nd Mortgage Company of N.J., Inc. is a Licensed Mortgage Lender, 115981, California Depart of Corporations, 6038898; Connecticut Department of Banking, Delaware State Bank Commissioner 024396; Florida Office of Financial Regulation, MLD553; Georgia Department of Banking and Finance 57630, Hawaii Division of Financial Institutions, HI-115981, HI-860725, HI-1055649; Maryland Commissioner of Financial Regulation, 19861; ML-115981; New Hampshire Banking Department, 18622-MB; New Jersey Department of Banking and Insurance, 8307281; New York Department of Financial Services, LMBC 110985; New York Department of Financial Services, B501000; North Carolina Office Commissioner of Banks #L-218587 ; Ohio Department of Commerce RM.805051.000; Oregon Division of Financial Regulation 115981, Pennsylvania Department of Banking and Securities, 39187; South Carolina Commissioner of Consumer Finance MLS-115981; Texas Department of Savings and Mortgage Lending, TEXAS MORTGAGE BANKER DISCLOSURE; Virginia Bureau of Financial Institutions/ Virginia State Corporation Commission, MC2895; Washington Department of Financial Institution, CL-115981; Wisconsin Department of Financial Institutions, 115981BA

TEXAS RESIDENTS: CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR RESIDENTIAL MORTGAGE LOAN ORIGINATOR LICENSED IN TEXAS SHOULD SEND A COMPLETED COMPLAINT FORM TO THE DEPARTMENT OF SAVINGS AND MORTGAGE LENDING (SML): 2601 N. LAMAR BLVD., SUITE 201, AUSTIN, TEXAS 78705; TEL: 1-877-276-5550. INFORMATION AND FORMS ARE AVAILABLE ON SML'S WEBSITE: SML.TEXAS.GOV.

In accordance with the Equal Credit Opportunity Act, 1st 2nd Mortgage Company of N.J., Inc. does not discriminate against any applicant on the basis of race; color; religion; creed; national origin; ancestry; sex; marital status; familial status (number and age of children); sexual orientation; age (provided that the applicant has the capacity to enter into a binding agreement); medical history; disability; physical condition; military status; because the applicant has in good faith exercised any right under the Consumer Credit Protection Act or the Service members Civil Relief Act (SCRA); that all or part of a consumer’s income derives from a public assistance program; or any other basis prohibited by law. Interest rates and products are subject to change without notice and may or may not be available at the time of loan commitment or lock-in. Borrowers must qualify at closing for all benefits. “1st 2nd Mortgage Company of N.J., Inc.” is a registered trademark of the 1st 2nd Mortgage Company of N.J., Inc. 50 Spring Street, Cresskill, NJ 07626 NMLS #115981

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Disclosures

​Texas Residential Mortgage Loan Disclosure Notice

​The following disclosure notice only applies to residential mortgage loans on real estate located in Texas.

Complaints regarding the servicing of your mortgage should be sent to:

The Department of Savings and Mortgage Lending

​2601 North Lamar Suite 201

​Austin, TX 78705

​A toll-free consumer hotline is available at 1-877-276-5550.

​A complaint form and instructions may be downloaded and printed from the Department’s website located at www.sml.texas.gov or obtained from the department upon request by mail at the address above, by telephone at its toll-free consumer hotline listed above, or by email at smlinfo@sml.texas.gov.