Licensing Information

We’re a full-service mortgage banker with an experienced staff offering expertise in every area of mortgage lending, including purchase and refinance. We have access to a full range of mortgage sources and our lending specialists are dedicated to finding the right loan – with competitive rates, terms, and costs – to meet your unique needs.

We are pleased to be able to offer all of our exceptional mortgage services online. Through us, you not only have access to some of the most attractive loans available in the marketplace, but you can also review loan alternatives, and even apply for your loan, at your convenience, online – 24 hours a day.

Thank you for visiting our website. We look forward to putting our mortgage service to work for you!

1st 2nd Mortgage Company of N.J., Inc. is at 50 Spring Street. Cresskill, NJ 07626.

1st 2nd Mortgage Company of N.J., Inc. (Unique Identifier 115981) is licensed by:

State	License Name	License Number
New York	New York Department of Financial Services	LMBC 110985
North Carolina	Mortgage Lender License	L-218587
Ohio	Residential Mortgage Lending Act Certificate of Registration	RM.805051.000
Oregon	Mortgage Lending License	115981
Pennsylvania	Mortgage Lender License	39187
Pennsylvania	Mortgage Servicer License	67814
South Carolina-BFI	Mortgage Lender / Servicer License	MLS - 115981
Texas - SML	Mortgage Banker Registration	None
Texas - SML	Residential Mortgage Loan Servicer Registration Yes	None
Virginia	Lender License	MC-2895
Virginia	Broker License	MC-2895
Washington	Consumer Loan Company License	CL-115981

In accordance with the Equal Credit Opportunity Act, 1st 2nd Mortgage Company of N.J., Inc. does not discriminate against any applicant on the basis of race; color; religion; creed; national origin; ancestry; sex; marital status; familial status (number and age of children); sexual orientation; age (provided that the applicant has the capacity to enter into a binding agreement); medical history; disability; physical condition; military status; because the applicant has in good faith exercised any right under the Consumer Credit Protection Act or the Service members Civil Relief Act (SCRA); that all or part of a consumer’s income derives from a public assistance program; or any other basis prohibited by law. Interest rates and products are subject to change without notice and may or may not be available at the time of loan commitment or lock-in. Borrowers must qualify at closing for all benefits. “1st 2nd Mortgage Company of N.J., Inc.” is a registered trademark of the 1st 2nd Mortgage Company of N.J., Inc. 50 Spring Street, Cresskill, NJ 07626 NMLS #115981

Disclosures

Texas Residential Mortgage Loan Disclosure Notice

The following disclosure notice only applies to residential mortgage loans on real estate located in Texas.

Complaints regarding the servicing of your mortgage should be sent to:

The Department of Savings and Mortgage Lending

2601 North Lamar Suite 201

Austin, TX 78705

A toll-free consumer hotline is available at 1-877-276-5550.

A complaint form and instructions may be downloaded and printed from the Department’s website located at www.sml.texas.gov or obtained from the department upon request by mail at the address above, by telephone at its toll-free consumer hotline listed above, or by email at smlinfo@sml.texas.gov.