The official website of the President and Founder of 1st 2nd Mortgage Company of NJ, Inc.
We are a full-service mortgage company headquartered in Cresskill, New Jersey. We specialize in every form of Real Estate financing such as primary homes, second homes and investment properties. We also serve multiple states: California, Connecticut, Delaware, Florida, Georgia, Hawaii, New Hampshire, New Jersey, New York, Ohio, North Carolina, Ohio, Oregon, Pennsylvania, South Carolina, Texas, Virginia, Washington and Wisconsin.
Whether you are buying a home, relocating to a new area or refinancing, we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment.
Ensuring that you make the right choice for you and your family is our ultimate goal. We are committed to providing our customers with mortgage services that exceed their expectations. I hope you'll browse my website, check out the different loan programs I have available, use my decision-making tools and calculators, and apply for a loan in just four easy steps.
After you've applied, the Pada Team will call you to discuss the details of your loan, or you may choose to set up an appointment with us using my online form. As always, you may contact me anytime by phone, fax or email for personalized service and expert advice.
I hope you become part of the 1st 2nd Mortgage Family.
A conventional loan is a type of loan that is not insured by the government. Conventional loans offer more flexibility and fewer restrictions for borrowers, especially those borrowers with good credit and steady income.
FHA home loans are mortgages which are insured by the Federal Housing Administration (FHA), allowing borrowers to get low mortgage rates with a minimal down payment.
VA loans are mortgages guaranteed by the Department of Veteran Affairs. These loans offer military veterans exceptional benefits, including low interest rates and no ...
A jumbo loan is a mortgage used to finance properties that are too expensive for a conventional conforming loan. The maximum amount for a conforming loan is $766,550 in...
50 Spring Street
Cresskill, NJ 07626
Phone: (800) 562-6466
mclai37@gmail.com
President and Founder
1st 2nd Mortgage | NMLS: 267966